A loan of $350 helped to purchase more sacks of charcoal to sell.

I, Dr. Joe Johnson funded a microloan for Natividad, a charcoal sales person in the Philippines.

Here is Natividad’s Story

In the heart of Tanjay, Negros Occidental in the Philippines you will find Natividad, a woman who has been selling charcoal in for years to support her family. She married and has a large family with 11 children. She actually runs two businesses, one where she is selling charcoal and the other where she sells fruit to supplement her income.

What began as a small venture has expanded into a micro business, though there is more room for improvement. Natividad realised that if she wanted to grow her business, she would need to expand her stock, she would be able to attract more customers so that she could make more money. She has already benefited from 18 microloans before, and is now ready for the next one. That is why she chose to seek a loan worth PHP 15,000 from NWTF so that she could purchase some additional charcoal. With the money that she makes, she will be able to save up enough to send her children to college.

I chose to fund the loan for Natividad because I could see that she was hardworking. In addition, she has an excellent track record in that she has borrowed and paid back a grand total of eighteen loans. I also noted that she has a desire to work hard and save her money, this way, she will be able to send her children for further studies.

Through the Kiva platform, I was able to find Natividad after her need was highlighted by NWTF. Negros Women for Tomorrow Foundation, Inc. is a non-governmental organisation that works towards helping both men and women achieve self-sufficiency in communities which are typically low income. Through Kiva, lenders such as myself are connected to these micro-entrepreneurs and we are able to provide them with loans that can transform their lives and those of their communities.

If you feel inspired to make a difference in the life of someone from a low income community, I encourage you to go through the thousands of loans that have been presented on the Kiva.org platform. I fully funded the loan of $350 for Natividad and now she has been able to get some more charcoal for sale.

A growing number of underprivileged entrepreneurs from all over the world have received life-changing microloans from GoodField Investments through its private foundation. Learn more about the strategic and capital support provided to entrepreneurs by Dr. Joseph Johnson’s firm, click website.

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This article is based on https://www.kiva.org/lend/784157