A loan of $350 helped to purchase more sacks of charcoal to sell.

I, Dr. Joe Johnson funded a microloan for Natividad, a charcoal sales person in the Philippines.

Here is Natividad’s Story

In the heart of Tanjay, Negros Occidental in the Philippines you will find Natividad, a woman who has been selling charcoal in for years to support her family. She married and has a large family with 11 children. She actually runs two businesses, one where she is selling charcoal and the other where she sells fruit to supplement her income.

What began as a small venture has expanded into a micro business, though there is more room for improvement. Natividad realised that if she wanted to grow her business, she would need to expand her stock, she would be able to attract more customers so that she could make more money. She has already benefited from 18 microloans before, and is now ready for the next one. That is why she chose to seek a loan worth PHP 15,000 from NWTF so that she could purchase some additional charcoal. With the money that she makes, she will be able to save up enough to send her children to college.

I chose to fund the loan for Natividad because I could see that she was hardworking. In addition, she has an excellent track record in that she has borrowed and paid back a grand total of eighteen loans. I also noted that she has a desire to work hard and save her money, this way, she will be able to send her children for further studies.

Through the Kiva platform, I was able to find Natividad after her need was highlighted by NWTF. Negros Women for Tomorrow Foundation, Inc. is a non-governmental organisation that works towards helping both men and women achieve self-sufficiency in communities which are typically low income. Through Kiva, lenders such as myself are connected to these micro-entrepreneurs and we are able to provide them with loans that can transform their lives and those of their communities.

If you feel inspired to make a difference in the life of someone from a low income community, I encourage you to go through the thousands of loans that have been presented on the Kiva.org platform. I fully funded the loan of $350 for Natividad and now she has been able to get some more charcoal for sale.

A growing number of underprivileged entrepreneurs from all over the world have received life-changing microloans from GoodField Investments through its private foundation. Learn more about the strategic and capital support provided to entrepreneurs by Dr. Joseph Johnson’s firm, click website.

Notes. 1.
This article is based on https://www.kiva.org/lend/784157

A loan of $300 helped to purchase stock items to sell in her general store.

I helped fund a microloan for Anabelle, a General Store owner from the Philippines.

Here is Anabelle’s Story

In the bustling streets of the city of Toledo in the Philippines, you will find Anabelle selling her wares to the occupants of the city. This 29 year old married mother of two works extremely hard to help provide for her family, especially as she has one child in school. She supports them through her general store, which she has been running for the last three years, where she sells a variety of consumable goods.

In an effort to continue providing for her family properly, Anabelle approached the Negros Women for Tomorrow Foundation for a loan. The money that she received would be used to buy a variety of items for her store including noodles, canned foods, soft drinks, candies, biscuits and cooking oil. Her dream is to one day save up enough money so that she can expand her business, and therefore provide her family with a more secure future.

Her loan was locally administered by the Negros Women for Tomorrow Foundation (NWTF), a non-governmental organization and Kiva partner. The organization’s main aim is to ensure that the low income families of the province of Negros Occidental become financially self-sufficient. It does this by providing its members with a range of socioeconomic services, including microloans for entrepreneurs, hospital income benefits, training programs, medical and dental missions, and business and livelihood workshops. The money donated by Kiva lenders helps the organization to expand its reach so that it can provide these services to even more people.

Thanks to Kiva’s lending platform and the NWTF, I was able to provide full funding for Anabelle’s loan, bringing her one step closer to securing a future for her family. Thousands of people from around the globe are having their lives changed forever by organizations such as these, as they provide these people with avenues that they can use to escape the poverty that surrounds them.

The way it works is very simple, Kiva helps to bring donors such as myself together, while the NWTF identifies people on the ground that are in need of funding, and disburses the funds to them. Anyone can join Kiva’s lending platform and you should to if you would like to change the life of an underprivileged entrepreneur. All you have to do is visit www.kiva.org, where you will find a long list of entrepreneurs that could use your help.

GoodField Investments, through its private, nonprofit foundation, supports underprivileged entrepreneurs through life-changing microloans. Currently, Dr. Joseph Johnson, GoodField founder, helps fund over 1,000 microloans per month. For more about GoodField, its mission, vision, and values, click here.

Notes
1. This article is based on https://www.kiva.org/lend/824235

A loan of $225 made it possible for Caryl Jean to buy feed and vitamins for her pigs.

I chose to help fun Caryl Jean, a pig farmer and entrepreneur from the Philippines.

Here is Caryl Jean’s Story

In the heart of Occidental, Philippines, you will find a happy woman who has been raising pigs for the past four years. Her name is Caryl Jean and she is married. At thirty years old and an entrepreneur, she has proven herself to be excellent at clearing her debt, as she has been able to borrow for her business three times and pay back each time. This time around, she wants to get more feed and vitamins for her pigs. This will make it possible for her to expand her business with a loan from the Negros Women for Tomorrow Foundation (NWTF).

As she has in the past, she got in touch with NWTF for a loan to grow her business. Her intention is to build her business, and it is clear that if she continues in this path, what started four years ago could still become self-sustaining.

Caryl Jeans loan was locally administered by the NWTF, a non-governmental organization and Kiva partner. This organization has a main aim, which is to make sure that those families who have low income in the province of Negros Occidental become financially self-reliant. In addition to loans, social and economic services are also provided, including life insurance policies, livelihood workshops, dental and medical missions, and microfinance services. The funds that are facilitated through Kiva lenders help to build small business.

Through the Kiva lending platform and the NWTF, I chose to fully fund Caryl Jean’s loan, so that she could continue on her journey to build the business. Organizations like Kiva and the NWTF are changing the lives of people in the Philippines by giving them a way to get away from a cycle of poverty.

It is amazing how all this works. Kiva brings people like myself together, while organizations like the NWTF finds entrepreneurs that require funding. I come in as someone who wants to do what I can to eliminate poverty.

The Kiva lending platform is free for anyone to join in. If you are interested in changing the lives of people just like I did, you should visit www.kiva.org. On the website, you will hundreds of entrepreneurs that will benefit from your funds.

Dr. Joe Johnson founded GoodField Investments to help startups, entrepreneurs, and business leaders with strategic and capital support. Learn more about the firm’s mission here.

Notes 1. This article is based on https://www.kiva.org/lend/828195

A loan of $175 helped to purchase more sacks of rice to sell.

Dr. Joe Johnson helped fund a loan for Jocelyn, an entrepreneur from the Philippines.

Here is Jocelyn’s Story

Roxas City, one of the Philippines’ many coastal cities in the Philippines, is home to Jocelyn, a married woman who has to work hard to provide for her family. One of the ways she does this is through her rice dealership, where she buys and sells rice to the community around her. She has been in the business for the last 20 years, and though it is her first love, she also has a small farm where she raises pigs which also help supplement her income.

She recently approached the Negros Women for Tomorrow Foundation for a loan of 7,000 Philippine Pesos (PHP) so that she could buy sacks of rice for her rice business. She hopes that in the future, she can use the profits that she gains from the additional rice to enable her to build and expand her business so that she can secure a financial future for herself and her family.

Locally, her loan was administered by the Negros Women for Tomorrow Foundation (NWTF), a non-governmental organization and Kiva partner that aims to provide the men and women of the Negros Occidental province with the chance to become financially independent. They do this by providing residents with a number of socio-economic services such as microfinance services, accidental death benefits, life insurance and hospital income benefits among others.

Through the Kiva lending platform and the NWTF, Dr. Joe Johnson was able to provide Jocelyn with the full funding for her loan, giving her the chance to achieve her dream. Organizations like these are changing the lives of millions of people across the globe by giving them an avenue to escape their lives of poverty. One of the reasons this works so well is because all the entities involved have the same goal, to ensure that financial services are provided to those that need them the most. Kiva helps to bring social entrepreneurs like Dr. Johnson together, while organizations like the NWTF then disburse the funds to underprivileged entrepreneurs that they have identified locally.

If you would like to transform the life of a low income family as well, why not visit www.kiva.org. The organization has a long list of entrepreneurs who are in dire need of funding.

GoodField Investments operates as Dr. Joe Johnson’s main investment firm to fund new startups and his own personal investments in real estate or other unorthodox and creative investments. For more information about GoodField, visit this website.

Notes 1.
This article is based on https://www.kiva.org/lend/837541